• December 5, 2023

How to open and upgrade alat wema bank

 How to open and upgrade alat wema bank

How to open and upgrade alat wema bank.

Alat wema bank is a fully digital bank created Wema Bank and available for download on both android and ios devices. Unlike other digital banks, like (Kudi, Rubies, providus) Alat uses any Wema Bank branches as their physical offices where you can walk in at any time to complain if you have any issues with the platform. Alat Digital Bank provides services like (Alat loan, Alat Debit Card, and Alat Virtual Dollar Card.

How to get started with wema alat for business

All you need to do is visit your app store on any of these devices search and download Alat by Wema Bank click and install.


  • Any Valid ID Card
  • Bvn
  • Utility Bill
  • Passport

How to activate my alat account

To activate your wema alat account Follow these steps below

  • Click on the circled icon
  • Click on edit profile
  • Put your BVN
  • Add your document (bill and valid ID)
  • Added your next of kin
  • wait for 24-48hr for account activation

Features of Alat Digital Bank

Alat loan: Alat has three types of loans which are Salary Based loans, Goal Base loans, Device lending Loan

Salary Loan: This loan is only available for Salary account users who also use the Alat app frequently.

Goal-Based Loan: This is available to users who uses the platform to create target saving goal, you must have at least 100,000 saving goal before you can qualify for the loan.

Device Lending Loan: This loan is for users that need a loan to buy a new smartphone and other gadgets and can pay it back within the duration of 1-6month.

Alat Virtual Dollar/ Naira Debit Card

You can request your free Alat debit card once your Alat account has been activated and also funded with a minimum of 2000 naira you can also request the Alat virtual debit card which can be used to pay for goods and services on foreign sites that accept only Dollars.

How to open an Alat by Wema Domiciliary account

As a verified Wema alat user, you can conveniently open an Alat wema alat lite domiciliary account without visiting the bank. The domiciliary account can receive the inflow of up to 2000 USD but can’t send and this can be used to receive any foreign payment like from Payoneer, Fiver and the rest.

Steps to open an alat domiciliary account on phone

  • Download the alat app
  • Register and login of already registered
  • Click on create an account on the dashboard
  • select domiciliary account
  • wait for it to generate account number
  • you are good to go

Wema alat USSD Code

To make use of the ussd code simply dial *945#

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